Top 10 Crypto Investments for 2025: Expert Picks

Allocating capital to the crypto ecosystem is a challenging task when it comes to optimizing profitability and exposure. Many experts fail to build a balanced portfolio capable of delivering expected results within reasonable time frames.

People who are interested in creating a strong composition of assets have to take into consideration multiple factors, including average market volatility, economic uncertainty, technological risks, and more.

We will discuss some of the best cryptocurrencies for 2025 in terms of potential, performance, and novelty. Note that we do not give any financial advice. We strongly encourage our readers to do their own research. All tokens mentioned below are picked based on the opinions of professionals about the future of the DeFi ecosystem and the larger crypto market.

We put together a list of coins that are doing well in the market and may perform well if the developers behind them deliver on their promises. Our list of top crypto investments for 2025 is not based on any insider knowledge and focuses primarily on publicly available information as the basis for analysis.

#1. Bitcoin

BTC is still the undisputed king of the hill with its 63.1% market dominance and a massive $1.66 trillion market capitalization as of the time of writing. The flagship coin of the crypto industry managed to break through the $70K resistance level back in November 2024 and has not even touched it since. Some analysts predict that the end-of-summer rally may bring the price back to the ATH of $ 100K.

#2. Ethereum

It is impossible to talk about the crypto market and investments in it without mentioning ETH. While its recent performance has been disappointing for many DeFi enthusiasts, it is still among the top expert crypto picks for 2025. The potential to achieve a new ATH is low, but many hope that the token will still achieve a bigger market capitalization by the end of the year, thanks to the growth of the underlying DeFi ecosystem. ETH has a solid 7.2% market dominance, way ahead of many of its competitors.

#3. Solana

If you are looking for an asset with explosive potential for short-term growth, Solana is a good place to start the search. It is one of the high-potential coins that can deliver an excellent performance to its holders. Currently, the market cap of these coins is over $64 billion. It managed to reach a new ATH of $253 in January after the recent bullish trend in the DeFi ecosystem, where Solana is one of the premier chains. 

#4. Ripple

XRP is a questionable project that has been under the scrutiny of many analysts for several years. Currently, it has a solid market cap of over $120 billion and reaches daily volumes of over $4 billion. While these metrics look impressive, the ETH’s Mcap/volume ratio is 3 times bigger. Ripple is doing just fine right now, but many investors believe that it does not have the necessary level of utility to carry its own weight.

#5. Tether

Recent crypto market trends have been quite consistent with cash inflows positively affecting many stablecoins. Tether is still leading the pack despite the proliferation of USDC within the DeFi ecosystem. Right now, the circulating supply of USDT (equal to Mcap) is over $144 billion. It is the premier stablecoin on multiple chains, including Ethereum, Base, Tron, and many others. Tether is often described as the gateway to the world of decentralized finance.

#6. MakerDAO

DAI is one of the first stablecoins. It is still widely used within the Ethereum ecosystem. MakerDAO has been making significant attempts to expand its presence within the world of finance by exploring the RWA (real-world assets) territory. Among many DeFi and RWA tokens, DAI is the biggest one in terms of popularity and usability. Currently, the market capitalization of the token is over $5.3 billion, and the ratio of Mcap to volume is over 17.6%.

#7. SUI

SUI is dangerously close to its launch price. Currently, it comfortably sits at around $2 per token. However, it was launched at $1.4, and the all-time return is “just” 42%, which is not much by crypto standards. SUI has a wide range of interesting technological solutions explored by talented developers. Many teams have already delivered interesting projects, such as Suilend, NAVI, Cetus AMM, Haedal, and others. If the trajectory of the DeFi sector remains positive, SUI will inevitably reach new highs!

#8. Cardano

ADA’s best years are long gone. It was considered the main competitor of Ethereum back in 2021, when the DeFi ecosystem experienced its first massive explosion. During the second big positive trend in decentralized finance that occurred in 2024, Cardano did not perform as well as many other chains. The token is priced at $0.6, which is still 30 times more than what it was sold at in 2018. Cardano’s main problem is the inability of developers to deliver something groundbreaking. However, promised Cardano V2 improvements (Ouroboros Leios and Peras) may increase throughput and reduce settlement times to make Cardano just interesting enough to compete against Ethereum.

#9. DOGE

The undisputed Bitcoin and Ethereum dominance is rarely questioned by crypto enthusiasts. Another thing that is rarely challenged is the value of Dogecoin, which is still too high to be true. DOGE has a higher market cap (over $22 billion) than Cardano, Chainlink, Avalanche, Stellar, and Toncoin. These are massive digital infrastructures with hundreds of thousands of users and novel financial instruments. Nonetheless, DOGE consistently beats them. As long as it is supported by Elon Musk and other notable personalities, it will do just fine.

#10. Stellar

XLM may look like an oddball in our ranking, dominated by tokens that are in the top 10 of the crypto market by capitalization. However, it is one of the most promising tokens in the ecosystem. The performance of the asset is cyclical, with prices often collapsing back to the $0.06 — $0.07 range after reaching a high. At the same time, the community behind the project is hopeful, and the ecosystem has some of the most intriguing DeFi projects, including Anchorage, AnChain, Tangem, and more.

The future of blockchain ecosystems

The whole crypto market is experiencing tumultuous times once again. While many enthusiasts believe that decentralization makes digital economies untied from the global monetary system, the reality is that the cryptocurrency market is closely connected to the larger international finances.

The power of Bitcoin is in its perceived status as the biggest coin in the sector. For instance, Litecoin is used just as often by many users, yet it does not receive the same level of recognition and popularity among retail traders.

Investors have to consider many factors when evaluating the importance and relevance of capital allocation to various coins. Regulatory risks in crypto are still very high, with many nations rolling out concerning policies. Technology is often faulty, speculators increase the volatility of tokens, and projects are difficult to evaluate.

The DeFi ecosystem has many embedded trends that seem to be gaining traction. For instance, the implementation of AI agents across many chains and protocols is a solid narrative for all crypto investors to follow in the near future. However, the much more important topic of institutional crypto adoption has become quieter in early 2025.

Selecting the right set of strategies to include in your portfolio among all this chaos can be challenging even for people with rich experience in crypto investing. Visit the Rivo Yield Marketplace to find interesting projects that deserve your attention and can be used by all types of investors! Strategies are picked by professionals and diligently researched by trained specialists. You can find options for all risk styles and investment preferences.